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Crypto gains foothold in Bolivia as small businesses seek currency alternatives

(5 months ago)
Reuters Staff
Crypto

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Small businesses and individuals in Bolivia are increasingly adopting cryptocurrencies like Bitcoin and stablecoins like Tether, and platforms like Binance, as a hedge against the country's severe economic crisis. Bolivia faces near-zero dollar reserves, 40-year high inflation, fuel shortages, and a currency that lost half its value on the black market. Despite crypto being outlawed until last year, transactions are growing, though economists warn of volatility risks.

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  1. 1 2021: El Salvador made Bitcoin legal tender.
  2. 2 2023: Binance agreed to pay a fine of over $4.3 billion.
  3. 3 Last year (2024): Cryptocurrency was outlawed in Bolivia until then.
  4. 4 October (2024): Transactions of digital assets in Bolivia reached US$24 million.
  5. 5 This year (2025): Bolivia's currency lost half its value on the black market.
  6. 6 June 7, 2025: Tether chief executive Paolo Ardoino posted photos from Santa Cruz showing items priced in USDT.
  7. 7 June 26, 2025: Article published detailing crypto adoption in Bolivia.
  • Crypto gaining a foothold in Bolivia's economy
  • Increased digital asset transactions
  • Bolivians vulnerable to crypto's constant fluctuation in value
  • Deteriorating purchasing power of households
  • Spawned a black currency market with a wide gap between formal and parallel FX rates
What: Cryptocurrencies (Bitcoin, Tether) and crypto exchanges (Binance) are gaining a foothold in Bolivia; small businesses are accepting crypto payments; ATMs allow swapping coins for crypto; digital asset transactions have risen significantly; economists warn of volatility and 'crypto-colonialism'.
When: This year (boliviano lost half its value); last year (crypto outlawed until then); October (US$24 million transactions); 2021 (El Salvador made Bitcoin legal tender); 2023 (Binance fine); June 7 (Tether CEO's post); Thursday (June 26, 2025, article published).
Where: Cochabamba, Bolivia; Santa Cruz, Bolivia; Bolivia; Argentina; Venezuela; El Salvador; Northumbria University, Britain; Latin America; United States.
Why: Bolivians are facing a rising economic crisis (near-zero dollar reserves, 40-year high inflation, fuel shortages, currency depreciation); seeking currency alternatives and a hedge against the depreciation of the boliviano; to keep money safe and grow wealth; Binance is popular for its relatively low transfer fees and peer-to-peer trading.
How: Businesses offer cut-price deals for crypto payments; ATMs allow coin-to-crypto swaps; people use Binance accounts for purchases; crypto proponents push blockchain-based tokens as an answer; Tether CEO promotes USDT use.

Small businesses and individuals in Bolivia are increasingly adopting cryptocurrencies like Bitcoin and stablecoins like Tether, and platforms like Binance, as a hedge against the country's severe economic crisis. Bolivia faces near-zero dollar reserves, 40-year high inflation, fuel shortages, and a currency that lost half its value on the black market. Despite crypto being outlawed until last year, transactions are growing, though economists warn of volatility risks.