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Retailer Oak and Fort granted creditor protection, blames tariffs for financial crisis

(1 week ago)
Susan Krashinsky Robertson
Business

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Canadian clothing retailer Oak and Fort Corp. has been granted court protection from its creditors under the Companies’ Creditors Arrangement Act (CCAA) in Canada and plans a parallel Chapter 15 bankruptcy proceeding in the U.S. The Vancouver-based company, which operates 42 stores, owes over $25-million to creditors and blames an ill-conceived store expansion and U.S. tariffs on Chinese-sourced products for its financial crisis.

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  1. 1 2010: Oak and Fort founded as e-commerce retailer.
  2. 2 Past 3 years (since ~2022): Company losing money.
  3. 3 Post-pandemic: Opened 26 new stores in U.S. and Canada.
  4. 4 March 26, 2023: Net loss of $1.1-million reported.
  5. 5 March 24, 2024: Net loss of $10.6-million reported.
  6. 6 Recent months: U.S. trade war and tariffs intensified difficulties.
  7. 7 End of May (2025): Missed rent payments.
  8. 8 Friday (June 7, 2025): Granted initial order under CCAA by Supreme Court of British Columbia in Vancouver.
  9. 9 Currently: Planning parallel Chapter 15 bankruptcy in the U.S.; seeking financing and restructuring.
  • Court protection from creditors
  • Parallel Chapter 15 bankruptcy
  • Owes over $25-million to creditors
  • Missed rent payments
  • Threats from landlords
  • Net losses ($1.1M in 2023, $10.6M in 2024, $5.1M in most recent fiscal year)
  • Squeezed profit margins
  • Difficulty refinancing
  • Cost cutting (reduced inventory, hurt sales)
  • 601 employees (434 in Canada) affected by restructuring
What: Canadian clothing retailer Oak and Fort Corp. was granted court protection from creditors under CCAA and plans Chapter 15 bankruptcy in the U.S. due to financial crisis, owing over $25 million.
When: Initial order granted on Friday (June 7, 2025); missed rent payments end of May; losing money for at least past three years (since ~2022); founded in 2010; post-pandemic expansion; fiscal year ended March 26, 2023; fiscal year ended March 24, 2024; recent months (for tariffs).
Where: Canada (Vancouver-based, 434 employees), U.S. (42 stores total, landlords primarily in U.S., Chapter 15 proceeding, U.S. trade war, sourcing from China); Supreme Court of British Columbia in Vancouver.
Why: Ill-conceived store expansion (26 new stores post-pandemic, revenues not anticipated); U.S. tariffs (increased supply chain/import costs, squeezed profit margins, uncertainty in financial markets, risk-averse lenders, difficulty refinancing); missed rent payments.
How: Granted initial order under CCAA; planning Chapter 15 bankruptcy; engaged Reflect Advisors LLC for restructuring; KSV Restructuring Inc. as court-appointed monitor; cutting costs (reducing inventory, talks with vendors, negotiating lease terms); plans to keep stores and e-commerce running while seeking financing and restructuring.

Canadian clothing retailer Oak and Fort Corp. has been granted court protection from its creditors under the Companies’ Creditors Arrangement Act (CCAA) in Canada and plans a parallel Chapter 15 bankruptcy proceeding in the U.S. The Vancouver-based company, which operates 42 stores, owes over $25-million to creditors and blames an ill-conceived store expansion and U.S. tariffs on Chinese-sourced products for its financial crisis.